I have a tendency to be parsimonious (read cheap) and will make do with materials I have around the house rather than going out and buying the products recommended.
For instance, when I decided to try paper quilling I bought a book and watched a few Youtube videos - for everything else I made do!
Using ordinary copy paper and acrylic paint, I painted some paper to get some interesting colours.
I cut the paper into 1/8 inch strips using a ruler and an exacto knife.
Instead of buying a quilling tool, I use a darning needle or my fingers; I estimate sizes instead of using a quilling board.
I also "make do" while I am making cards (see this blog post - http://mellowoodgallery.blogspot.ca/2015/02/learning-and-adapting.html)
There are hundreds of items available for card making, scrapbooking and journaling but I only have a few so, once again, I make do. Instead of using stamps for the salutations for my cards, I use the computer to make up a bunch of different saying with different fonts and print them out on card stock.
I cut out the saying that works and attach it to the card, most often with mounting foam.
Many of my 'making do' creations may take me longer to do than they would if I had all of the right equipment but they have the advantage of being unique and completely my own. I think I feel more satisfaction this way than by using someone's else's designs, words and patterns. But, the bottom line is that I am enjoying myself and that is what counts the most!